Fred Michael & Co LTD

About

Fred Michael & Co Ltd is a UK accountancy firm providing professional accounting, bookkeeping, payroll, tax, credit control, and business advisory services for businesses of all sizes. We help sole traders, partnerships, limited companies, startups, and established organisations manage their finances efficiently while maintaining compliance with HMRC requirements. Our goal is to deliver accurate financial information, practical business advice, and dependable support that enables our clients to improve cash flow, make informed decisions, and achieve sustainable business growth. Our Bookkeeping and Accounting Services are designed to keep financial records accurate, organised, and up to date. We provide bookkeeping, annual accounts preparation, management accounts, statutory accounts, bank reconciliations, VAT returns, financial reporting, cloud accounting support, expense management, invoice recording, and ongoing accounting assistance to help businesses maintain complete visibility over their finances. Our **Payroll Services** ensure employees are paid accurately and on time while meeting all payroll compliance requirements. We manage payroll processing, PAYE administration, pension auto-enrolment, payslip generation, HMRC submissions, statutory payments, payroll reporting, and ongoing payroll management, helping businesses simplify payroll administration and remain compliant with UK regulations. Our Credit Control Services help businesses strengthen cash flow by reducing overdue payments and improving debtor management. Services include invoice monitoring, payment reminders, customer account management, debtor reporting, credit management, payment collection support, outsourced credit control, and cash flow improvement strategies that help maintain healthy working capital. Our Business Planning and Financial Advice services provide practical financial guidance for business growth and long-term success. We assist with business planning, budgeting, cash flow forecasting, financial planning, profitability analysis, business performance reviews, cost control, business strategy, financial forecasting, growth planning, succession planning, exit planning, and management reporting to support informed decision-making. We also provide comprehensive Tax Services including corporation tax support, self-assessment tax returns, VAT registration, VAT returns, tax planning, HMRC compliance, tax advisory services, and guidance to help businesses manage their tax responsibilities efficiently while maximising available tax reliefs. Our Virtual Finance Director (VFD) Services provide businesses with experienced financial leadership without the cost of employing a full-time finance director. This service includes financial strategy, budgeting, forecasting, management reporting, KPI monitoring, business performance analysis, profitability improvement, investment planning, and board-level financial guidance. We support businesses across a wide range of industries, including construction, healthcare, pharmacies, retail, hospitality, professional services, recruitment, logistics, contractors, property businesses, charities, consultants, e-commerce businesses, and other growing SMEs. Using modern cloud accounting solutions, we deliver efficient financial management, real-time reporting, and reliable support tailored to the needs of every client. At Fred Michael & Co Ltd, we are committed to delivering professional accounting solutions that help businesses stay compliant, improve financial performance, strengthen cash flow, and plan confidently for future growth through expert bookkeeping, accounting, payroll, tax, credit control, and business advisory services.